Terms of Use

This website provides life insurance quotes for term and guaranteed universal life insurance. The rates that are shown are quotes based on information provided by the carrier. By requesting a quote, you consent to the Privacy Policy and the Terms of Use. By submitting your contact information, you acknowledge that you are completing a request to be contacted by an insurance agent with an active license in your home state.

Our agents may contact you via telephone, cell phone, email, text, or mail. Term Life Advice / JRC Life Insurance Services and it’s licensed agents comply with all TCPA rules and agree not sell your information to a third party. Any health or personal information shared through our website or with our agents will be subject to all applicable HIPAA privacy laws and regulations.

Term Life Advice is owned and operated by JRC Life Insurance Services and its designated and licensed agents. Any invitations for applications will be completed by a licensed agent from JRC Insurance Group only if licensed and appointed. Any applications submitted within the State of California will be completed by JRC Life Insurance Services, California Lic. #0K09143.

The following agent license numbers are provided for L. Ramon Summerour as required by state law: CA Lic. #0D47717, LA Lic. #297729, MA Lic. #1776910, MN Lic. #20371986, UT Lic. #196986, TX Lic. #1200977, AR. Lic. #252009. Additional licenses are available upon request. Commercial use by others is prohibited by law.