Posts Categorized: Rates by Age

Term life insurance is one of the most popular forms of life insurance on the market today. It doesn’t require any investing, and provides affordable protection with level premiums for a fixed number of years. The major downside to term insurance is that it is not designed to be permanent coverage, and most people outlive…

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A handful of highly-rated life insurance companies offer term life and permanent life insurance with immediate coverage. These types of policies are often called non-medical life insurance, no medical life insurance, or no exam life insurance, and while they mean sound the same, the coverage they offer and their pricing, can differ greatly. To help…

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Having a heart attack can turn your world upside down. It’s been said that every year, 790,000 Americans have a heart attack; it’s no surprise that this can have a major impact on your health. With this eye-opening experience, many clients leave the hospital immediately wanting to purchase life insurance to protect their family if…

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So, you don’t like the idea of temporary term life insurance, but don’t want to pay the price of permanent whole life insurance. You’re not alone. Lucky for you, there’s a happy medium! It’s called Guaranteed Universal Life Insurance (GUL). What is GUL exactly? Keep reading to find out. In this article, we discuss the…

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You think, “Huh, it’s been a while since I’ve gotten a physical exam, maybe it’s time I schedule one. I’ve been feeling pretty off lately.” After your appointment, you get your results back from your doctor, and she tells you that you have type II diabetes. Your world is turned upside down. You may ask…

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Are you in need of insurance, but don’t want to go through the hassle of completing a medical exam? This review of the top 10 no exam life insurance companies will help you determine your best option. At Term Life Advice, we represent over 60 highly-rated life insurance companies, and some of these carriers offer…

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