Last Updated: 07/01/2017 Some of the potential clients we speak with mistakenly believe that they can no longer qualify for affordable life insurance if they have been diagnosed mitral valve stenosis. While this may be the case when applying with certain life insurance companies, there are a handful of top-rated life insurance carriers who will…

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Last Updated: 10/10/2018 If you will be receiving a traditional pension when you retire, you may want to consider utilizing a pension maximization strategy to get the most from your retirement income. Depending on your age and overall health, maximizing your pension with life insurance may save you thousands of dollars each year. This money…

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Last Updated: 04/27/2018 Clients often ask us, “Should I lose weight or diet before my life insurance health examination? Maybe if I shed a few pounds before my exam I’ll be able to get a lower rate on my life insurance policy.” Perhaps, but it’s not likely. If you are thinking about dieting to lose…

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Last Updated: 06/21/2017 If you’re in the market for a life insurance policy, you have probably heard that you should purchase a policy that is approximately 10 times your annual salary. While many life insurance agents and financial planners use this general rule of thumb, it is important to note that everyone’s need for life insurance…

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Last Updated: 06/20/2017 Psst…we have a new updated article on the best No Exam Life Insurance Companies in 2018; check it out here. Are you shopping for no medical exam life insurance? At Term Life Advice, we represent more than 60 top-rated life insurance companies, and some of these companies offer affordable life insurance policies…

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Last Updated: 06/17/2017 As you age, the cost of life insurance typically increases. However, most of our clients are surprised to find out that purchasing a term life insurance policy in their 40s, isn’t that much more expensive than what it would have cost a decade earlier. At Term Life Advice, we work with more…

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Last Updated: 06/08/2017 At Term life Advice, we work with more than 60 top-rated life insurance providers, and a handful of them offer no medical exam policies that can get approved within 24 hours. Life insurance policies that do not require a medical exam have their pros and cons, and depending on your situation, they…

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Last Updated: 08/23/2017 What is whole life insurance? Whole life insurance is a form of life insurance that is meant to provide you with life insurance coverage for your entire life. This means that your whole life insurance policy should outlast you, and provide a death benefit to your loved ones when you pass away….

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Last Updated: 07/31/2017 As baby-boomers are approaching their retirement age, there has been an alarming trend in the rising number of people contracting serious illnesses such as cancer. In fact, 1 in 3 Americans are expected to be diagnosed with cancer within their lifetime. Thankfully, some life insurance companies have been working on creating new…

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