Last Updated: 08/05/2017 Most potential clients that call us ask, “How do I get the best price for term life insurance?” It seems like every insurance company advertises that they have the best rates for life insurance. In the mail, on the radio, on TV, we’re constantly bombarded by insurance companies that promise to save…

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Last Updated: 08/02/2017 Clients often call us to ask how they can save money on the cost of their life insurance. Believe it or not, there are a few lesser-known secrets that can help you save a considerable amount of money on your life insurance premiums. In this article, we’ll explain a few insiders’ secrets…

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Last Updated: 07/28/2017 People often ask us, “Do I need life insurance?” Not everyone needs life insurance, but depending on your age and financial obligations, there are some reasons why you might want to consider buying coverage. In this article we’ll explain the top 7 reasons that people buy life insurance, and we’ll provide some…

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Last Updated: 07/21/2017 Are you in the market for a new home or considering refinancing your current one? If you recently applied for a mortgage, chances are your mortgage broker or bank has offered you mortgage insurance for your new mortgage. What exactly is mortgage insurance and is it worth the money? In this article,…

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Last Updated: 07/19/2017 When purchasing life insurance, the most important question to ask yourself is, “Who would financially suffer if I suddenly passed away?” In other words, who relies on you for an income or financial support? A life insurance beneficiary is either a person or entity that receives the funds from a life insurance policy when…

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Last Updated: 07/14/2017 Potential clients often call us to ask for help with selecting the right “term” for their life insurance policy. Term life insurance provides a set amount of coverage for a fixed number of years. The “term” refers to the number of years that your life insurance policy provides guaranteed rates and coverage….

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Last Updated: 07/12/2017 Clients often call us and ask, “How much life insurance do I need?” The amount of life insurance you need to purchase depends largely upon your purpose for buying the coverage.    Life Insurance for Income Replacement The primary reason most people buy life insurance is to provide a benefit to their spouse or loved…

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Last Updated: 03/27/2018 Term life insurance is designed to secure a guaranteed, tax-free death benefit for a set number of years. Most people purchase term life insurance to create a “safety net” that would replace their income for their family if they died prematurely. But, does term life insurance accumulate cash value? Usually the answer…

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Last Updated: 07/06/2017 Life insurance does not need to be expensive or complicated. At Term Life Advice, we work with so many clients who are surprised at just how much money they can save, all while keeping their family’s finances secured and protected. From working with an independent agent like us to reevaluating your coverage…

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