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Resources

What Is Guaranteed Universal Life Insurance and How Does It Work?

It’s commonly recognized that traditional universal life insurance policies are a waste of money, but what is guaranteed universal life insurance, and how does it work? Guaranteed universal life insurance, also commonly known as a “GUL” policy, is something of a “hybrid” between term and whole life insurance. GULs offer the permanence of whole life insurance…

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What Do Life Insurance Physicals Test For and How Do I Ace My Exam?

It’s no secret that the vast majority of life insurance companies require a medical exam when approving your policy, but what do life insurance physicals test for? When applying for $100,000 or more life insurance, most companies will set up a free in-home or in-office medical exam to make sure to help determine your mortality…

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Purchasing Life Insurance for Pension Maximization – 5 Easy Steps

If you will be receiving a traditional pension when you retire, you may want to consider utilizing a pension maximization strategy to get the most from your retirement income. Depending on your age and overall health, maximizing your pension with life insurance may save you thousands of dollars each year. This money can be used…

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